Gas vs. Heat Pump vs. AC: Savings & Consumption Comparator

Calculate how much you save by switching your gas boiler for an air source heat pump or AC. Real consumption and efficiency comparison for your home.

1. Home Data

Configure your home characteristics

Square meters of your home.

How well does your house retain heat?

2. Energy Cost

Look for the "Energy Term Price" or "kWh Cost" in your last bill.

Price for each kWh of gas consumed.

$/kWh

Price for each kWh of light consumed.

$/kWh

3. Annual Consumption Comparison

Estimation based on the technical performance of each equipment.

Gas Boiler
Heating Expense 0,00 $
Efficiency 95%
Source Natural Gas
Most Efficient
Air Source Heat Pump
Heating Expense 0,00 $
Efficiency 4.0 (400%)
Energy Renewable + Light
Heat Pump (Split)
Heating Expense 0,00 $
Efficiency 3.2 (320%)
Installation Air-to-Air
Utilities Studio

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Frequently Asked Questions

Is a heat pump cheaper than natural gas?

At a monthly operational level, heat pumps are significantly cheaper than natural gas. Thanks to their 400% efficiency (COP of 4), the cost per kWh of heat delivered is usually 30% to 50% lower than with gas, despite higher electricity prices.

What is the difference between air source heat pump and regular AC?

Technically both are heat pumps. The main difference is the medium they deliver heat to: air source heat pumps are usually "air-to-water", while conventional heat pumps are "air-to-air".

Can I install a heat pump in a flat with old radiators?

Yes, it is possible to install heat pumps with conventional radiators using "high temperature" equipment. However, for maximum savings, underfloor heating or low-temperature radiators are ideal.

How long does it take to pay off a heat pump system?

Depending on home consumption and available subsidies, the payback period is usually between 5 and 8 years. If combined with solar panels, this period can be drastically reduced.

Keys to Choosing Your Heating

Air source heat pump is up to 400% more efficient than gas.
Insulation reduces your bill more than any boiler.
Payback for electric systems is around 6-8 years.
Combine with solar panels for nearly free heating.

# Consumption Comparison: Gas vs. Air Source Heat Pump vs. AC

Choosing the right climate system for your home is one of the most important financial and comfort decisions. In a context of volatile energy prices and growing concern for sustainability, knowing which system is most efficient—and which will save us more per month—is essential.Historically, natural gas has been the undisputed king due to its convenience and price. However, the emergence of air source heat pumps and the technological improvement of heat pumps (air-to-air) have changed the game. Our calculator helps you visualize the annual operating cost.
best
400% Heat Pump Efficiency
estimated
$450 Avg Annual Saving
standard
20 years Equipment Life

# 1. Natural Gas Boiler: The traditional standard

Natural gas heating uses a boiler that burns fuel to heat water, which then circulates through radiators or underfloor heating.
  • Efficiency: Modern condensing boilers have an efficiency close to 100%.
  • Advantages: Widely installed, fast and homogeneous heat, and competitive kWh cost.
  • Disadvantages: Dependence on fossil fuels, fixed gas fees, and CO2 emissions.

# 2. Air Source Heat Pump: Extreme efficiency (Air-to-Water)

Air source heat pumps extract thermal energy from outside air (even at sub-zero temperatures) and transfer it inside the home to heat water.
  • Efficiency (COP): An air source heat pump system usually has an average COP of 4. This means that for every 1 kWh it eats, it gives out 4 kWh of heat.
  • Advantages: Total sustainability with solar panels, one equipment for heating and cooling, and lower operating costs.
  • Disadvantages: High initial investment (though pays off in 5-8 years) and need for outdoor space.
Saving Tip
Air source heat pumps shine especially when combined with underfloor heating, as water only needs to heat to about 35°C.

Heat Pump vs Natural Gas

Why Heat Pump?
  • Unbeatable efficiency (COP 4+)
  • Fossil fuel independence
  • Heating and Cooling
  • Ideal with solar panels
Why Gas?
  • Much cheaper installation
  • High power instant heat
  • Compatibility with old radiators
  • No outdoor units needed

# 3. Air-to-Air Heat Pump (Air Conditioning Split)

Commonly known as "split" or AC with heat mode. It uses the same thermodynamic cycle as air source heat pumps but directly heats the air, not water. It is a very common solution in mild climates. Its efficiency (SCOP) is usually between 3 and 3.5.

# Understanding the calculation formula

To compare these systems fairly, we must convert all consumptions to a common unit: the cost per delivered useful kWh. Our formula is:
    
Annual Cost = (Home Thermal Demand / System Efficiency) × Energy Price
Where:
  • Thermal Demand: The heat kWh your house needs per year (depends on insulation and m2).
  • Efficiency: 0.95 for Gas, 4.0 for Heat Pump, and 3.2 for Air.
  • Energy Price: The cost per kWh including taxes and fees.

Real Example: 100m² Home

Imagine a house that needs 7,000 kWh of heating per year:

  • Gas ($0.08/kWh): $589/year
  • Heat Pump ($0.18/kWh): $315/year (You save 46%)
  • Air ($0.18/kWh): $393/year

# When does each system pay off?

There is no single answer, as it depends on your location and house type:Single-Family Houses / New Build: Heat pump is almost mandatory for sustainability and long-term savings.Small Apartments in Mild Zones: Air-to-air split is unbeatable due to low installation costs.Gas Flats Renovations: If gas connection exists, switching to condensing is cheapest initially. However, full renovations should consider switching to electricity.

# The impact of insulation

No heating system is efficient in a leaky house. Good insulation can halve your thermal demand, making your heating system smaller and cheaper.

# Heat Pump Myths and Consumption

There are many doubts about these modern systems. Let's debunk some:
  • "Doesn't work in deep cold": False. Modern units work down to -20°C.
  • "Dries the air": Only if it's air-to-air. Solar underfloor heating doesn't.
  • "Electricity is too expensive": 400% efficiency more than compensates.

Did you know?

Fact

The COP (Coefficient of Performance) varies with outdoor temperature. In extreme cold, efficiency drops slightly but remains far superior to electric heaters or gas boilers.

# Conclusion: The future is electric

The trend in Europe is clear: home decarbonization. Natural gas prices will likely rise due to carbon taxes. Combining solar panels with heat pumps is the perfect circle.Use our calculator to compare your current bills with what you could be paying. Sometimes the biggest "money leak" is an obsolete heating system.

Frequently Asked Questions

Is a heat pump cheaper than natural gas?
At a monthly operational level, heat pumps are significantly cheaper than natural gas. Thanks to their 400% efficiency (COP of 4), the cost per kWh of heat delivered is usually 30% to 50% lower than with gas, despite higher electricity prices.
What is the difference between air source heat pump and regular AC?
Technically both are heat pumps. The main difference is the medium they deliver heat to: air source heat pumps are usually "air-to-water", while conventional heat pumps are "air-to-air".
Can I install a heat pump in a flat with old radiators?
Yes, it is possible to install heat pumps with conventional radiators using "high temperature" equipment. However, for maximum savings, underfloor heating or low-temperature radiators are ideal.
How long does it take to pay off a heat pump system?
Depending on home consumption and available subsidies, the payback period is usually between 5 and 8 years. If combined with solar panels, this period can be drastically reduced.

Bibliographic References